With Rewards Checking, you can earn more than 30X the national average.
Vast Bank customers now have access to more than 56,000 surcharge-free ATMs.
Complete your PPP loan forgiveness application and submit supporting documents.
We're an SBA approved lender. Let us help you get flexible financing for commercial real estate and equipment loans.
We're dedicated to serving our customers better along every step of their journey including our new landmark headquarters in Downtown Tulsa.
Vast is a name that reflects our ever-evolving mission to serve our customers throughout their entire banking journey.
Keeping track of expenses is no small task. That’s why a great business credit card is essential to the success of your small business. Vast Visa® Business Credit Cards offer the perfect solution for managing all of your company’s purchases, with the added security and convenience of a credit card accepted worldwide.
For those who want cash back, this card rewards you more for your everyday business purchases.
Meet the checking account that lives up to its name. Easy Checking was designed for those who prefer a simple approach to banking, without compromising on features. No monthly maintenance fee means you don't have to worry about special requirements like minimum balances or direct deposit. When we say it's easy, we mean it.
*Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
More Choices. More value for your business. Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There are no caps or limits on the Points you can earn.
Your checking account should work as hard as you do. Period. That's why we created Rewards Checking, a high-yield debit account for those seeking a premium return on their checking deposits.
Rewards Checking was designed specifically for individuals who:
*APY = Annual Percentage Yield. APYs accurate as of January 20, 2021. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
**2.05% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY** and 0.05% APY** is paid even if qualifications aren’t met. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month.
***Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Watch your rewards add up even faster on purchases in the category you spend the most on: cellular phone services, hotel, or airline.8
This account is well suited for individuals interested in building a long-term relationship with Vast. Interest Plus Checking comes with options to earn interest and a host of special features and benefits to deepen your experiences with us.
*Monthly maintenance fee can be avoided by maintaining a $1000 minimum daily balance OR $5000 minimum daily balance in total deposit accounts combined OR being 55+ years of age.
**Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster. The Business Platinum Card has no annual fee and comes with expense management tools and added security benefits.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles. One-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. One time bonus points are awarded only on Authorized Officer purchases. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account. Monthly net purchase bonus points will be applied after each billing cycle.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
7 The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. Balance transfer fees will apply. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
8 Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account. You may earn additional points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.