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Crypto Banking

We’ve taken the complexity and anxiety out of owning crypto.

Vast Bank is the first nationally chartered U.S. bank that allows you to buy, sell, and hold cryptocurrency assets through your mobile banking application. Get the benefits of crypto combined with the simplicity and security of a bank.

Download the App Today!

Buy, sell, and hold digital currencies

Manage your crypto portfolio in real-time with our easy-to-use mobile app.

No transfer delays

Leave behind the agonizing wait for your money after a trade. When you sell, we deposit the money in your account right away.3

Interest-bearing checking account

With an interest-bearing checking account2 your money is never idle. 

1% crypto trading fees

The crypto marketplace moves fast, that’s why we offer one of the most competitive trading fees around.

Debit card with free nationwide ATMs

Take advantage of all the features and conveniences of your bank account, including more than 56,000 free nationwide ATMs use.4

Pay your bills, deposit checks, and more

We made sure to incorporate fundamental tools you need from your bank. Send money, deposit checks, pay bills - it's all there. 


Debit Card


No Minimums


No Monthly Fees

1 percent

Trading Fees

The Bank + Crypto Difference

Because we're a federally regulated national bank, we are held to very high standards. From business processes to our people, everything is vetted. It's safe to say that protecting your best interest is in our best interest.

The protection and privacy you expect from a bank

We don't sell your data - period. Your personal financial information and digital currency stored at the bank is safe and secure. View our privacy policy.

Less complex and more secure

Crypto exchanges often require complicated setup, increasing your risk of accidentally losing access to your account. Vast acts as the custodian of your cryptocurrency ensuring you have reliable and secure access.

FDIC Insurance

Because we're a bank, your checking account is FDIC insured up to $250,000.2 Currently, crypto assets are not FDIC insured, contain no bank guarantee, and may lose value.5

Convenient access to your crypto account

Easily buy and sell crypto through the Vast Crypto Banking app and move funds seamlessly between your crypto account and checking account.

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Available Coins


Bitcoin (BTC)


Cardano (ADA)


Filecoin (FIL)


Orchid (OXT)


Bitcoin Cash (BCH)


Ethereum (ETH)


Litecoin (LTC)


Algorand (ALGO)


Aave (AAVE)


Chainlink (LINK)


Cosmos (ATOM)


Tezos (XTZ)


Crypto Concierge

Coming soon! Personalized service for individuals and institutions investing $100k+ in cryptocurrency.

Ready to Get Started? Download the App Today!



1 The Annual Percentage Yield ("APY") for the Vast Checking Account is variable and may change at any time based on Vast's discretion. The disclosed APY is effective as of August 19, 2021. No minimum balance requirements apply to maintain this account; however, you must have at least $.01 in the Vast Checking Account to earn interest."

2 Checking accounts are FDIC insured.

3 Deposits to your DDA account may be subject to different funds availability timeframes. We will make up to $1,000 of the initial funding transfer from an external account available for trading on the day of deposit. The remaining initial funding transfer from an external account will be available 5 business days after the day of deposit. All other deposits may be subject to different funds availability timeframes.

4 Certain banks may apply additional fees, such as out-of-network ATM charges and foreign exchange fees. ATM withdrawals are free at any Allpoint or Transfund network ATM.

5 Digital assets (i.e., cryptocurrencies) held in your digital asset account (i.e., crypto account) are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, holding, or investing in digital assets. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value. For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.