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Crypto Banking

We’ve taken the complexity and anxiety out of owning crypto.

Vast Bank is the first nationally chartered U.S. bank that allows you to buy, sell, and hold cryptocurrency assets directly with your bank account. Get the benefits of crypto combined with the simplicity and security of a bank account.

Open an account today!
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Buy and sell digital currencies 24/7

Manage your portfolio in real time with our easy-to-use app.

No transfer delays

Leave behind the agonizing wait for your USD after a trade. When you sell, we put the USD in your account right away.1

Interest-bearing checking account

With an interest-bearing checking account, your USD is never idle. That’s the bank + crypto advantage.

1.00% trading fees

The crypto marketplace moves fast, that’s why we offer one of the most competitive trading fees around.

Debit card with free nationwide ATMs

Take advantage of all the features and conveniences of your bank account, including more than 56,000 free nationwide ATMs use.2

Pay your bills, deposit checks, and more

We made sure to incorporate fundamental tools you need from your bank. Send money, deposit checks, pay bills - it's all there. 

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Debit Card

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No Minimums

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No Monthly Fees

1 percent

Trading Fees

The Bank + Crypto Difference

Because we're a federally regulated national bank, we are held to high security standards. From business processes to our people, everything is vetted. It's safe to say that protecting your best interest is in our best interest.

The protection and privacy you expect from a bank.

Never worry about your data being sold or shared. Personal financial information and digital currency stored at the bank is safe and secure.

Less complex and no lockouts

Crypto exchanges often require complicated setup, increasing your risk of accidentally losing access to your account. Vast acts as the custodian of your cryptocurrency ensuring you have reliable and secure access.

Insurance for total peace of mind

Your checking account USD is FDIC insured up to $250,000. Crypto assets are protected through pooled insurance provided by Coinbase. 

Convenient access to your crypto account 24/7

Easily buy and sell crypto through the Vast Crypto Banking app and move funds seamlessly between your crypto and USD accounts without any delays.

In the News

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Available Coins

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Bitcoin (BTC)

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Cardano (ADA)

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Filecoin (FIL)

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Orchid (OXT)

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Bitcoin Cash (BCH)

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Ethereum (ETH)

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Litecoin (LTC)

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Algorand (ALGO)

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Looking to Invest?

We also offer Concierge Crypto Banking with personalized service for individuals and institutions investing $100k+ in cryptocurrency.

Ready to Get Started? Download the App Today!

Ready to start building your portfolio?

Simply fill out the form at we will be in touch with you shortly.

*Disclosures
Bank products, checking, savings and time accounts, are FDIC insured.

Digital assets (i.e., cryptocurrencies) held in your digital asset account are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, holding, or investing in digital assets. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value.

Customer may trade up to $1,000 of the initial funding deposit initiated through the app immediately. Remaining initial funding deposit will be available 5 business days after the day of deposit. All other USD deposits may be subject to different funds availability timeframes.

For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.

1 Deposits to your DDA account may be subject to different funds availability timeframes.

2 Certain banks may apply additional fees, such as out-of-network ATM charges and foreign exchange fees. ATM withdrawals are free at any Allpoint or Transfund network ATM.

3 Crypto assets are Not FDIC insured, no bank guarantee and may lose value.

4 Customer may trade up to $1,000 of the initial funding deposit initiated through the app immediately . Remaining initial funding deposit will be available 5 business days after the day of deposit. All other USD deposits may be subject to different funds availability timeframes.