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Vast Crypto Banking

We’ve taken the complexity and anxiety out of owning crypto.

Vast Bank is the first nationally chartered U.S. bank that allows you to buy, sell, and hold cryptocurrency assets through your mobile banking app.

Start building your crypto portfolio today!
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How Crypto Banking Works

You get two accounts - a checking account and a crypto account - in one easy-to-use mobile banking app.

1. Download the app and create your accounts

It's fast. Set up your accounts in less time than it takes to order lunch.

2. Transfer some dollars into your checking account

This is a simple bank account transfer. No minimum deposit or balance is ever required. And, we'll provide up to $1000 for immediate purchase of crypto while your initial deposit is pending.1,2,3

3. Buy crypto with a few taps

Crypto can be seamlessly purchased using your checking account funds and then safely stored in your crypto account.5,6

4. Sell crypto & your proceeds are available immediately

Once you sell, your money is available for use almost instantly within your checking account.2,5,6

Coins Available for Purchase

Today you can purchase 12 coins including Bitcoin, Ethereum, and Cardano. Plus, more coins are on the way.

Available Coins

bit

Bitcoin (BTC)

carn

Cardano (ADA)

filecoin

Filecoin (FIL)

orchid

Orchid (OXT)

bit-case

Bitcoin Cash (BCH)

etherem

Ethereum (ETH)

lite

Litecoin (LTC)

algorade

Algorand (ALGO)

Aave

Aave (AAVE)

Chainlink

Chainlink (LINK)

Cosmos

Cosmos (ATOM)

Tezos

Tezos (XTZ)

Crypto is Better with a Bank

Our difference is simple. We are one of the easiest and safest ways to buy and manage cryptocurrency, while offering many of the benefits of a traditional bank — all in a convenient package.

Your Crypto Account

  • Buy, sell, and hold digital assets5
  • Low 1.00% trading fee
  • Real time settlements6
  • A variety of coins to choose from

*Disclosures

5 Digital assets (i.e., cryptocurrencies) held in your digital asset account (i.e., crypto account) are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, holding, or investing in digital assets. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value. For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.

Your Checking Account

  • No minimums or maintenance fees
  • Earn .30% APY on deposits1
  • Debit card with 56,000 free ATMs worldwide4
  • Account transfers, bill pay, and mobile deposits
  • FDIC insurance2

*Disclosures

2 Funds on deposit in checking accounts are FDIC insured.

In the News

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The Bank + Crypto Difference

Because we're a federally regulated U.S. financial institution, we're held to very high standards.
From business processes to our people, we hold ourselves to just as high of standards.

The protection and privacy you expect from a bank

We don't sell your data, period. Your personal financial information and digital assets stored at the bank are safe and secure. Read our privacy policy.

FDIC Insurance

Because we're a bank, your checking account is FDIC insured. Crypto assets are not insured, contain no bank guarantee, and may lose value.2,5

Uncomplicated and more secure

Crypto exchanges often require complicated setup, increasing your risk of accidentally losing access to your account. Vast acts as the custodian of your cryptocurrency ensuring you have reliable and secure access.5,6

Manage your money and your crypto assets side-by-side

Easily buy and sell crypto inside the very same mobile application that you use to manage your money. Deposit checks, transfer money, and pay your bills - all in a convenient place.1,3,5,6

We're the first national bank to crypto and we made it… normal.
Download the Vast Crypto Banking App to get started.

 

*Disclosures

1 The Annual Percentage Yield ("APY") for the Vast Checking Account is variable and may change at any time based on Vast's discretion. The disclosed APY is effective as of August 19, 2021. No minimum balance requirements apply to maintain this account. You must have at least $.01 in the Vast Checking Account to earn interest.

2 Funds on deposit in checking accounts are FDIC insured.

3 Deposits to your DDA account may be subject to different funds availability timeframes. We will make up to $1,000 of the initial funding transfer from an external account available for trading on the day of deposit. The remaining initial funding transfer from an external account will be available 5 business days after the day of deposit. All other deposits may be subject to different funds availability timeframes.

4 Certain banks may apply additional fees, such as out-of-network ATM charges and foreign exchange fees. ATM withdrawals are free at any Allpoint or Transfund network ATM.

5 Digital assets (i.e., cryptocurrencies) held in your digital asset account (i.e., crypto account) are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, holding, or investing in digital assets. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value. For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.

6 Transfers and/or deposits may be delayed due to unforeseen technical issues or issues beyond our control. Vast Bank works to ensure any potential delays are identified quickly and kept to a minimum.