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Online Banking

Earn 2.65% APY Today

Trust your USD in the account that keeps on giving and manage your crypto assets all from the comfort of a free and easy-to-use mobile app.1

App Store _ Filled
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Checking Account - iPhone
With 2.65% APY, earn more than the national average on your USD8

One of the best ways to grow your accounts — no matter the asset

With the 2.65% APY (annual percentage yield) Vast Bank Checking account, it’s never been easier to earn on your USD as you go about your day. As long as your account is funded with $.01, no minimums, fees or limits keep you from earning at a high rate. This means more money in your pocket, allowing you to grow your USD while you wait for the right time to buy, sell and hold cryptocurrency.

This is Checking the Vast Bank way.2,5,6

Checking the Vast Bank Way

Whether you’re just searching for a smart way to save - with the flexibility of a checking account - or actively wanting to custody crypto with a bank, we’ve been a trusted financial institution for over 40 years, and will treat your assets with the highest level of care.

2.65% APY checking1

Deposite checks, transfer money, pay your bills from your phone, and earn at a high rate on your USD along the way.

No limits, no fees, $.01 minimum

2.65% APY is our rate. As long as your account is funded, you’ll earn at that rate, for whatever balance you have in your account.

56,000 Free ATMs Worldwide9

Unlike digital only exchanges, we are a real bank, staffed by caring professionals. We’re here to help when you need it.

FDIC Insurance

Because we're a bank, your checking account is FDIC insured. Crypto assets are not insured, contain no bank guarantee, and may lose value.2,5

Customer Support

We’re a real bank staffed by caring professionals. We’re here to help when you need it.

Manage money and crypto assets side-by-side

Easily buy and sell crypto inside the very same mobile application that you use to manage your money. We offer 12 of the most popular cryptocurrencies.

Our Difference is Simple

We offer a top-rate checking account and the ability to buy, hold and sell cryptocurrency — all from the convenience of single, free mobile app.

Checking Account

  • Earn 2.65% annual percentage yield (APY) on USD1
  • No minimums (well, $0.01), no limits, no fees
  • Debit card with 56,000 free ATMs worldwide4
  • Account transfers, bill pay, and mobile deposits
  • FDIC insurance2

*Disclosures

2 Funds on deposit in checking accounts are FDIC insured.

Crypto Account

  • Buy, sell, and hold digital assets5
  • Low 1.00% transaction fee
  • Real time settlements6
  • A variety of coins to choose from
  • Please Note: No wallet to wallet transactions5
  • More details

*Disclosures

5 Digital assets (i.e. cryptocurrencies) held in your digital asset account (i.e. crypto account) are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, or holding, in digital assets. Your digital account does not support wallet to wallet transferring of your digital assets (i.e. cryptocurrencies). You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value. For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.

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Download the app and start setting up your account in minutes to start earning more on your USD today.

Download the Vast Crypto Banking App to get started.

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Google Play _ Outlined (1)

 

*Disclosures

1 The Annual Percentage Yield ("APY") for the Vast Checking Account is variable and may change at any time based on Vast's discretion. The disclosed APY is effective as of November 15, 2022. No minimum balance requirements apply to maintain this account. You must have at least $.01 in the Vast Checking Account to earn interest.

2 Funds on deposits in checking/DDA accounts are FDIC insured.

3 Deposits to your DDA account may be subject to different funds availability timeframes. We will make up to $1,000 of the initial funding transfer from an external account available for trading on the day of deposit. The remaining initial funding transfer from an external account will be available 5 business days after the day of deposit. All other deposits may be subject to different funds availability timeframes.

4 Certain banks may apply additional fees, such as out-of-network ATM charges and foreign exchange fees. ATM withdrawals are free at any Allpoint or Transfund network ATM.

5 Digital assets (i.e. cryptocurrencies) held in your digital asset account (i.e. crypto account) are not insured by any governmental entities, including but not limited to FDIC or SIPC. As with any asset, the value of digital assets can go up or down and there can be substantial risk that you lose money buying, selling, or holding, in digital assets. Your digital account does not support wallet to wallet transferring of your digital assets (i.e. cryptocurrencies). You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. No Bank Guarantee and May Lose Value. For additional terms and conditions governing your digital asset account, please refer to our Digital Asset User Agreement.

6 Transfers and/or deposits may be delayed due to unforeseen technical issues or issues beyond our control. Vast Bank works to ensure any potential delays are identified quickly and kept to a minimum.

7 Users will need to read and acknowledge all applicable account disclosures, prior to being provided account access and information

8. Checking account interest rate national average as of December 6, 2022.

9. Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
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