What features are included in the Vast Crypto Banking checking account?

When you sign up for Vast Crypto Banking services, you'll receive a Vast Bank checking account.

Features of this account include:

  • No monthly maintenance fee
  • No account minimums
  • Earning a competitive interest rate
  • Debit card with 56,000 free ATMs
  • A2A and P2P transfers
  • Bill pay and mobile deposit options
  • Deposits are FDIC insured up to $250,000.


    1 - The Annual Percentage Yield ("APY") for the Vast Checking Account is variable and may change at any time based on Vast's discretion. The disclosed APY is effective as of August 19, 2021. No minimum balance requirements apply to maintain this account; however, you must have at least $.01 in the Vast Checking Account to earn interest."
    2 - Checking accounts are FDIC insured.
    3 - Deposits to your DDA account may be subject to different funds availability timeframes. We will make up to $1,000 of the initial funding transfer from an external account available for trading on the day of deposit. The remaining initial funding transfer from an external account will be available 5 business days after the day of deposit. All other deposits may be subject to different funds availability timeframes.
    4 - Certain banks may apply additional fees, such as out-of-network ATM charges and foreign exchange fees. ATM withdrawals are free at any Allpoint or Transfund network ATM.