With Rewards Checking, you can earn more than 30X the national average.
Vast Bank customers now have access to more than 56,000 surcharge-free ATMs.
Get your invoices paid in cash within days, for working capital that keeps pace with your business.
We're an SBA approved lender. Let us help you get flexible financing for commercial real estate and equipment loans.
We're dedicated to serving our customers better along every step of their journey including our new landmark headquarters in Downtown Tulsa.
Vast Bank partners with SAP and Coinbase to offer seamless Crypto Banking capabilities in 2021.
Whether you’re looking to earn rewards for everyday purchases or need the flexibility of low interest rates to manage debt - we have a credit card that fits your lifestyle.
Enjoy the convenience of a non-rewards card while saving on interest and paying down your other credit card balances.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
Earn 1.5 points monthly for every dollar you spend on eligible net purchases.5 There is no cap or limit on points.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
If you need to improve or re-establish your credit history, the Secured Visa Card is a great way to begin that process.8
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
For those who want cash back, this chip-enhanced Card rewards you more for purchases made on gas and at supermarkets.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced Card.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
The Visa Signature College Real Rewards Card offers an excellent opportunity for someone starting a credit history.
Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account holders enjoy no minimum balance requirements and no monthly service fees.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
7 The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
8 Late payments and going over the credit limit may damage your credit history.