2.05% APY checking That’s over 30x the national average! Learn More
No hidden fees. Ever. No gimmicks. No surprises. Just honest accounts designed to give you more.
Rewards Checking |
Your checking account should work as hard as you do. Period. That's why we created Rewards Checking, a high-yield debit account for those seeking a premium return on their checking deposits.
Earn up to 2.05% APY* on deposits up to $25,000**
No monthly maintenance fee
$100 required to open
Complimentary debit cards
Free access to 56,000+ ATMs worldwide***
Online banking with account alerts and bill pay
Mobile banking with mobile check deposit
Unlimited monthly transactions
*APY = Annual Percentage Yield. APYs accurate as of March 20, 2020. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
**2.05% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY** and 0.05% APY** is paid even if qualifications aren’t met. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month.
***Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Vast Bank, N.A. has no control over information at any site hyperlinked to or from this Site. Vast Bank, N.A. makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Vast Bank, N.A. of any information in any hyperlinked site. In no event shall Vast Bank, N.A. be responsible for your use of a hyperlinked site.