Leadership

Mike brings more than 20 years of financial services leadership spanning community banking, strategy, operations, data and analytics, and large scale transformation. He served as CEO of TransPecos Banks, where he led the organization through a period of significant growth, scaling it from approximately $200 million to nearly $1 billion in assets. Earlier in his career, he held senior leadership roles at Nationwide and USAA, and worked as a management consultant at McKinsey & Company. A graduate of the United States Naval Academy and a former Naval Flight Officer, Mike also holds an MBA from Harvard Business School.

Doug has deep roots in the Tulsa banking community with an emphasis on a concierge approach to relationship banking. After growing the Bank of Oklahoma's Private Bank, Doug took the reins of the F&M Bank and Trust Company's Private Bank and Mortgage Company in the Tulsa and Dallas markets. Doug focuses his philanthropic time and energy on Tulsa’s public assets and the arts, having served many organizations and most recently serving as Treasurer for the Arts Alliance as well as the University of Tulsa’s Friends of Finance. He is also a member of Young Presidents Organization (YPO). Doug received his BA from the University of Oklahoma and he joined Vast Bank in 2014.

Kitty brings 25 years of financial leadership across community banks and fintech companies in South Carolina, Georgia, and California. She most recently served as CFO of USBC, Inc. (NYSE American: USBC), Vast Bank's public-company affiliate, where she led the buildout of financial infrastructure supporting the company's tokenized deposits product. Prior to USBC, she served as SVP, Controller, and Principal Accounting Officer at the Federal Home Loan Bank of San Francisco, and began her career at KPMG. A summa cum laude graduate of Clemson University with a B.S. in Financial Management, Kitty is a Certified Public Accountant and a loyal Clemson Tigers fan.

Toby is an accomplished banking executive with expertise in enterprise credit risk, special assets management, and regulatory relations. He brings extensive experience overseeing complex credit portfolios, guiding asset quality improvement initiatives, and partnering with boards, regulators, and executive leadership. Toby steps into the role of Chief Credit Officer after serving as Senior Vice President, Special Assets Manager, where he played a key role in strengthening portfolio performance and credit governance.

Kristen joined Vast Bank in 2023 and brings more than 14 years of human resources experience within the banking industry. Prior to joining Vast, she served as Vice President and Team Recruiting Manager at Mabrey Bank. Kristen began her banking career in 2008 at BOK in fiduciary tax before transitioning into human resources, where she built an accomplished 11‑year career. She holds a Bachelor of Science in Management from the University of Phoenix and is a Certified Leadership Coach. Kristen brings deep expertise across all phases of the employee life cycle.

Travis has over two decades of experience strategically aligning technology and banking operations. Before joining Vast Bank in 2022 as a VP in the IT Department, Travis excelled as a startup professional services leader, delivering high-value AWS expertise and solutions to numerous Fortune 500 enterprises across diverse sectors. This extensive background has cultivated a deep proficiency in managing complex cloud architecture, driving digital transformation, and leveraging technology to achieve significant business outcomes. A proponent of best practices in project management, Travis holds the Certified Scrum Master (CSM) designation and is an alumnus of the University of Oklahoma. Travis remains dedicated to the community through actively volunteering in Tulsa.

Alex joins Vast Bank from Legacy Bank and Trust, where he managed Commercial and Industrial credit portfolios across the Oklahoma market. Prior to Legacy, he held roles at INTRUST Bank and Firstar Bank, focusing on Commercial and Industrial lending, Oil and Gas finance, and complex syndicated credit facilities. Alex began his banking career at Bank of Oklahoma as a Treasury Sales Officer, building a strong foundation in relationship management and financial solutions. He brings a broad range of experience across commercial banking and credit disciplines, with deep knowledge of middle‑market clients and specialized lending structures.