Business Checking Account

Banking should be the least complicated part of your operations.

That's why we designed checking accounts tailored to specific business needs. Whether a small owner-operated business or a large corporation, we have the perfect account for you.

In addition to business checking fundamentals, each business checking account is equipped with top-notch security, online and mobile banking options, and the peace of mind that comes with our personalized customer service.

Pick an account that fits your business.

Small Business Checking

Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account-holders enjoy no minimum balance requirements and no monthly maintenance fees.

No monthly maintenance fee
No minimum balance to maintain
$100 required to open
Complimentary business debit cards
Online and mobile banking w/ Bill Pay
First 100 items per month are free
An item consists of debits, credits, and deposits
$0.50 per additional item
Electronically generated items such as an ACH, do not count toward the first 100 items

Commercial Checking

Commercial checking was designed for larger corporations with moderate to heavy transaction activity. Deposit balances can earn credits that may offset or reduce your banking fees. This is the ideal choice for businesses also needing treasury services.

$10 monthly maintenance fee
No minimum balance to maintain
$100 required to open
Complimentary business debit cards
Receive an earnings credit on deposit balances
No limits on transactions
$.20 per debit/credit item
$.075 per transit item
Online banking with account alerts and bill pay
Mobile banking with mobile check deposit
Monthly paper or eStatements
Notary services

CLICK HERE for current rates

Compare Business Checking Features

	Small Business Checking	Non-Profit Checking
Monthly Maintenance Fee	$0	$10
Minimum Required to Open	$100	$100
Ways to Avoid Maintenance Fee	NA	$1500 daily balance
Earns Interest	NA
Statements	Paper or eStatement	Paper or eStatement
Business Debit Cards
Checks
Overdraft Protection	Available	Available
Item Details	First 100 items per month are free; $0.50 per additional item (an item consists of debits, credits, and deposited items)	Prime rate + 4% for negative collected balances, $0.25 per debit and credit items & $0.10 per transit item
Online & Mobile Banking

Talk to one of our bankers today.

CLICK HERE to get in touch with a Vast Bank representative.

Want to skip the form? Call us directly at 918-495-1700 and press option 1.

¹ $10 monthly maintenance fee can be avoided by NON-PROFIT CHECKING: maintaining a daily balance of $1500.