*APY = Annual Percentage Yield. APYs are accurate as of . Rates are subject to change, without notice and may change after account is opened.
**Fees may reduce earnings. Please see fee schedule and Account Agreement for more details.
REWARDS CHECKING:
12.65% APY* is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY. Rates may change after account is opened. The account will not earn interest if qualifications are not met. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month. Qualifying transactions must post to and settle from account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
2Minimum deposit to open is $100, no minimum balance required to earn rewards.
PLATINUM SAVINGS:
3Minimum deposit to open is $100, no minimum balance required after initial opening deposit to obtain APY. Transactions may take one or more banking days from the date of transaction to post to and settle. Maximum of two (2) withdrawals per month. A $10 fee will be assessed per excessive withdrawal, per month. Covered by FDIC insurance up to the maximum allowed by law.