Let's face it. You're busy living and your personal checking account shouldn't get in the way. You need checking fundamentals that work and account perks that give you something you actually care about.
Our straight-forward checking options allow you to bank when, where, and how you want. Pay your bills, cover everyday expenses, and maintain your lifestyle with an account designed to give you more.
A no-frills checking experience for consumers who want an account with no special requirements, no hidden fees, and no balance minimums.
Earn a premium reward with one of the highest checking rates around. This account is for active customers who expect more for their money.
Get the total checking experience with an interest-bearing account designed for customers with a full banking relationship and higher-than-average balances.
12.05% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY** and 0.05% APY*** is paid on all balances, even if qualifications aren’t met. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month.**
2 No minimum balance is required to earn rewards.
3 $15 monthly maintenance fee can be avoided if you have a $1000 minimum daily collected balance, OR $5000 minimum daily collected balance in total deposit accounts combined OR being 55+ years of age.
* Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
** APY = Annual Percentage Yield. APYs accurate as of December 12, 2019. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.