Earn more with our 3-month CD.
Vast Bank customers have access to the Transfund Network.
Get your invoices paid in cash within days, for working capital that keeps pace with your business.
Make the most of your money with up to $50 million in FDIC insurance, daily liquidity & an attractive yield.
We're dedicated to serving our customers better along every step of their journey.
Thanks for Noticing: A Peek into the Landmark Vast Bank Building in Downtown Tulsa
Let's face it. You're busy living and your personal checking account shouldn't get in the way. You need checking fundamentals that work and account perks that give you something you actually care about.
Our straight-forward checking options allow you to bank when, where, and how you want. Pay your bills, cover everyday expenses, and maintain your lifestyle with an account designed to give you more.
A no-frills checking experience for consumers who want an account with no special requirements, no hidden fees, and no balance minimums.
Meet the checking account that lives up to its name. Easy Checking was designed for those who prefer a simple approach to banking, without compromising on features. No monthly maintenance fee means you don't have to worry about special requirements like minimum balances or direct deposit. When we say it's easy, we mean it.
*Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Earn a premium reward with one of the highest checking rates around. This account is for active customers who expect more for their money.
Your checking account should work as hard as you do. Period. That's why we created Rewards Checking, a high-yield debit account for those seeking a premium return on their checking deposits.
Rewards Checking was designed specifically for individuals who:
*APY = Annual Percentage Yield. APYs accurate as of November 4, 2024. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
**2.65% APY is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY. The account will not earn interest if qualifications are not met. If you have met all the qualifiers for the qualifications cycle, we will automatically refund up to $10.00 in ATM fees assessed by Vast. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
***Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Get the total checking experience with an interest-bearing account designed for customers with a full banking relationship and higher-than-average balances.
This account is well suited for individuals interested in building a long-term relationship with Vast. Interest Plus Checking comes with options to earn interest and a host of special features and benefits to deepen your experiences with us.
*Monthly maintenance fee can be avoided by maintaining a $1000 minimum daily balance OR $5000 minimum daily balance in total deposit accounts combined OR being 55+ years of age.
**Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
12.65% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY. The account will not earn interest if qualifications are not met. If you have met all the qualifiers for the qualifications cycle, we will automatically refund up to $10.00 in ATM fees assessed by Vast. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
2 No minimum balance is required to earn rewards.
3Account subject to dormancy rules and requirements, subject to applicable law. Dormancy penalties may include dormancy fees and possible closure of account. (please see your Account Agreement for Terms and Conditions)
4 $15 monthly maintenance fee can be avoided if you have a $1000 minimum daily collected balance, OR $5000 minimum daily collected balance in total deposit accounts combined OR being 55+ years of age.
* Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
** APY = Annual Percentage Yield. APYs are accurate as of August 30, 2023. Rates may change after account is opened.