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The Debit Card for Tulsa

Bank local. Use your Tulsa Flag Debit Card to honor the city you love.



  1. Submit application form
  2. Banker calls to confirm your identity
  3. Card is delivered to your doorstep

You shop local, why not bank local?

When you bank local, more loans are able to be given to local organizations, entrepreneurs, and individuals in your area, making Tulsa a more entrepreneurial and culturally active city.





Banking local is cooler and more impactful than ever before.

Just like you have a choice to shop and bank local, we have a mission to give back to the community by building and helping grow local businesses.

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Three bank accounts to choose from.

Easy Checking

A no-frills checking experience for customers who want an account with no special requirements, no hidden fees, and no balance minimums.

  • No monthly maintenance fee
  • No minimum balance to maintain
  • No activity requirements

Rewards Checking

Earn more than 30x the national average. This account is for active customers who expect more for their money.

  • Earn up to 2.65% APY1
  • No Monthly maintenance fee
  • No minimum balances2

Interest Plus Checking

Get the total checking experience with an interest-bearing account designed for customers with a full banking relationship and higher-than-average balances.

  • Interest-bearing account
  • No activity requirements
  • Special perks

We know you love your city


Keep your dollars here to fuel the local economy.


We donate and sponsor local community organizations that make Tulsa vibrant.

Getting a card is simple, just start with this form.


12.65% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY** and 0.05% APY** is paid even if qualifications aren’t met. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month.**

2 No minimum balance is required to earn rewards

* Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.

** APY = Annual Percentage Yield. APYs accurate as of December 31,2022,. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earrings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close to the current statement cycle. Limit two accounts per tax ID.