Earn more with our 3-month CD.
Vast Bank customers have access to the Transfund Network.
Get your invoices paid in cash within days, for working capital that keeps pace with your business.
Make the most of your money with up to $50 million in FDIC insurance, daily liquidity & an attractive yield.
We're dedicated to serving our customers better along every step of their journey.
Thanks for Noticing: A Peek into the Landmark Vast Bank Building in Downtown Tulsa
Bank local. Use your Tulsa Flag Debit Card to honor the city you love.
When you bank local, more loans are able to be given to local organizations, entrepreneurs, and individuals in your area, making Tulsa a more entrepreneurial and culturally active city.
Just like you have a choice to shop and bank local, we have a mission to give back to the community by building and helping grow local businesses.
A no-frills checking experience for customers who want an account with no special requirements, no hidden fees, and no balance minimums.
Meet the checking account that lives up to its name. Easy Checking was designed for those who prefer a simple approach to banking, without compromising on features. No monthly maintenance fee means you don't have to worry about special requirements like minimum balances or direct deposit. When we say it's easy, we mean it.
*Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Earn more than 30x the national average. This account is for active customers who expect more for their money.
Your checking account should work as hard as you do. Period. That's why we created Rewards Checking, a high-yield debit account for those seeking a premium return on their checking deposits.
Rewards Checking was designed specifically for individuals who:
*APY = Annual Percentage Yield. APYs accurate as of November 27, 2024. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
**2.65% APY is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY. The account will not earn interest if qualifications are not met. If you have met all the qualifiers for the qualifications cycle, we will automatically refund up to $10.00 in ATM fees assessed by Vast. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
***Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
Get the total checking experience with an interest-bearing account designed for customers with a full banking relationship and higher-than-average balances.
This account is well suited for individuals interested in building a long-term relationship with Vast. Interest Plus Checking comes with options to earn interest and a host of special features and benefits to deepen your experiences with us.
*Monthly maintenance fee can be avoided by maintaining a $1000 minimum daily balance OR $5000 minimum daily balance in total deposit accounts combined OR being 55+ years of age.
**Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
12.65% APY** is earned on qualified balances up to and including $25,000. Qualified balances over $25,000 earn 0.12% APY. The account will not earn interest if qualifications are not met. If you have met all the qualifiers for the qualifications cycle, we will automatically refund up to $10.00 in ATM fees assessed by Vast. To earn your rewards, you simply need to complete the following each qualification cycle: (1) have a minimum of 15 check card (POS) transactions, (2) have a minimum of 1 ACH credit and 1 ACH debit, (3) Be enrolled and receive e-statements, and (4) log in to your Internet Banking account at least once each month. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
2 No minimum balance is required to earn rewards
3Account subject to dormancy rules and requirements, subject to applicable law. Dormancy penalties may include dormancy fees and possible closure of account. (please see your Account Agreement for Terms and Conditions)
* Vast Bank customers have access to more than 56,000 ATMs worldwide through our partner ATM networks powered by Allpoint & Transfund.
** APY = Annual Percentage Yield. APYs accurate as of December 31,2022,. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earrings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close to the current statement cycle. Limit two accounts per tax ID.