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Personal Savings

We have options to meet you where you are and carry you into the future.

A wise man once said saving money is great, but growing money is better. Which is exactly why our personal savings options are built to serve two purposes; security and growth.

Whether you're aiming to build up your emergency funds, or kick-start good financial habits, we have a variety of savings options to achieve your goals. And with a Vast Bank savings account, you'll get the competitive rates you demand and the personal service you deserve.

Secure accounts that grow your money.

Savings

Safe and steady returns make this traditional savings account an excellent option for future purchases or preparing for the unexpected.

  • $2 monthly maintenance fee1
  • $100 required to open
  • Two (2) withdrawals per month2
VIEW RATES CONTACT US

Platinum Savings

With high yield returns, our Platinum Savings account is a great place to help grow your money as you save for the long term.

  • No monthly maintenance fee1
  • $500 required to open
  • Two (2) withdrawls per month2
View Rates CONTACT US

Money Market

Put your savings to work with an account that offers competitive interest rates and check writing capabilities.

  • $10 monthly maintenance fee1
  • $1,000 required to open
  • Tiered interest rates
View Rates CONTACT US

 

With competitive returns and variable term lengths, Certificates of Deposits (CDs) help you save for both short and long term goals. Find out more.

 

Personal Savings Choices: Compare Benefits

Personal Savings
Platinum Savings
Money Market
Minimum to Open
$100
$500
$1000
Monthly Maintenance Fee
$2
$0
$10
Minimum Daily to Waive Maintenance Fee
$100
N/A
$1000
Free Monthly Withdrawals
2
2
6
Excessive Withdrawal Fee
$1 per
$10 per
$5 per
Statements
Quarterly
Quarterly
Monthly

Ultimate Guide to Personal Financial Wellness call-to-action

1 Monthly maintenance fee can be avoided if you maintain an average daily collected balance of $100 in PERSONAL SAVINGS OR minimum balance of $1,000 in MONEY MARKET. Fees can reduce earnings.

2 Fees will be assessed if maximum number of withdrawals is exceeded: $1 per excessive withdrawal for PERSONAL SAVINGS, $5 per excessive withdrawal for MONEY MARKET OR $10 per excessive withdrawal for PLATINUM SAVINGS.

Platinum Savings:
*The APY (Annual Percentage Yield) is accurate as of May 16, 2025, and is subject to change, without notice. Fees may reduce earnings. Please see fee schedule for more details. Minimum deposit to open is $100, no minimum balance required after initial opening deposit to obtain APY. Transactions may take one or more banking days from the date of transaction to post to and settle. Maximum of two (2) withdrawals per month. A $10 fee will be assessed per excessive withdrawal, per month.  Covered by FDIC insurance up to the maximum allowed by law. 

** APY = Annual Percentage Yield. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.
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