Personal Savings

We have options to meet you where you are and carry you into the future.

A wise man once said saving money is great, but growing money is better. Which is exactly why our personal savings options are built to serve two purposes; security and growth.

Whether you're aiming to build up your emergency funds, or kick-start good financial habits, we have a variety of savings options to achieve your goals. And with a Vast savings account, you'll get the competitive rates you demand and the personal service you deserve.

Secure accounts that grow your money.

Personal Savings

Safe and steady returns make this traditional savings account an excellent option for future purchases or preparing for the unexpected.

  • $2 monthly maintenance fee1
  • $100 required to open
  • Earn interest while saving
  • Two (2) withdrawals per month2

Money Market

Put your savings to work with an account that offers competitive interest rates, guaranteed returns, and check writing capabilities. The more you save, the more you’ll earn.

  • $10 monthly maintenance fee1
  • $1,000 required to open
  • Tiered interest rates
  • Six (6) withdrawals per month2

CDs / IRAs

With guaranteed returns, Certificates of Deposits (CDs) are a risk-free investments that help you save for both short and long term goals.

  • No monthly maintenance fee
  • $1000 - $2500 required to open
  • Competitive rates
  • Variable term lengths

Personal Savings Comparison

Personal Savings
Money Market
Minimum to Open
$1000 - $2500
Monthly Maintenance Fee
Minimum to Waive Maintenance Fee
Free Monthly Withdrawals
Excessive Withdrawal Fee
$1 per
$5 per

Have a question? Call us.

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1 Monthly maintenance fee can be avoided if you maintain an average daily balance of $100 in PERSONAL SAVINGS OR daily balance of $1,000 in MONEY MARKET. Fees can reduce earnings.

2 Fees will be assessed if maximum number of withdrawals is exceeded: $1 per withdrawal for PERSONAL SAVINGS OR $5 per withdrawal for MONEY MARKET.

** APY = Annual Percentage Yield. Rates may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Account fees could reduce earnings. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit two accounts per tax ID.