Deposit Account Interest Rates | Get More with Great Rates | Vast Bank

IMPORTANT: Rates listed below are current as of January 19, 2022 and may change without notice. For up-to-the-minute rates, please call 918-495-1700.

CD SPECIALS - Consumer/Commercial Certificates of Deposit ^{3, 4, A}

Product	Minimum to Open/Maintain	Rate	APY ¹
6 Month Special	$2,500	0.45%	0.45%
12 Month Special		0.65%	0.65%
15 Month Special		0.50%	0.50%
24 Month Special		0.65%	0.65%

Consumer/Commercial Certificates of Deposit ^{3 4 A}

Product	Minimum to Open/Maintain	Rate	APY ¹
3 Month CD	$1,000	0.12%	0.12%
3 Month Jumbo CD	$100,000	0.12%	0.12%
6 Month CD	$1,000	0.24%	0.24%
6 Month Jumbo CD	$100,000	0.24%	0.24%
6 Month Variable CD ^{5 D}	$2,500	0.25%	0.25%
12 Month CD	$1,000	0.40%	0.40%
12 Month Jumbo CD	$100,000	0.40%	0.40%
18 Month CD	$1,000	0.45%	0.45%
18 Month Jumbo CD	$100,000	0.45%	0.45%
24 Month CD	$1,000	0.45%	0.45%
24 Month Jumbo CD	$100,000	0.45%	0.45%
36 Month CD	$1,000	0.45%	0.45%
36 Month Jumbo CD	$100,000	0.45%	0.45%
48 Month CD	$1,000	0.55%	0.55%
48 Month Jumbo CD	$100,000	0.55%	0.55%
60 Month CD	$5,000	0.55%	0.55%
60 Month Jumbo CD	$100,000	0.55%	0.55%

Consumer Interest-Bearing Checking Accounts ^{5 B}

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Rewards Checking	$100	Up to $25,000 ²	2.03%	2.05%
		Above $25,000	0.12%	0.12%
		Non-qualifying balances	0.05%	0.05%
Interest Plus Checking ⁴	$100	All balances	0.03%	0.03%

Commercial Interest-Bearing Checking Accounts ^{5 B}

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Not-for-Profit ⁴	$100	$1,500 or greater	0.03%	0.03%

Consumer/Commercial Savings Accounts ⁵

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Personal/Commercial Savings ^{4 A}	$100	All balances	0.10%	0.10%
Money Market ^{4 B C}	$1,000	$1,000 to $9,999.99	0.05%	0.05%
		$10,000 to $49,999.99	0.10%	0.10%
		$50,000 to $99,999.99	0.10%	0.10%
		$100,000 to $99,999,999.99	0.10%	0.10%
Premium Money Market ^{4 B}	$25,000	Up to $24,999.99	0.05%	0.05%
		$25,000 to $99,999.99	0.20%	0.20%
		$100,000 to $499,999.99	0.25%	0.25%
		$500,000 to $999,999.99	0.30%	0.30%
		$1,000,000 to $2,499,999.99	0.35%	0.35%
		$2,500,000 to $7,499,999.99	0.40%	0.40%
		$7,500,000 to $9,999,999.99	0.50%	0.50%

Glossary

1 - APY = Annual Percentage Yield
2 - Must meet minimum monthly qualifications to earn premium rate
3 - A penalty may be imposed for early withdrawal
4 - Account fees may reduce earnings
5 - Interest rate and APY may change after account opening

A - Daily Balance - interest is paid on the amount of principle in the account each day
B - Daily Collected Balance - The amount of the collected balance in the account each day
C - APY is paid on balances of $1,000 or greater
D - Indexed to Wall Street Journal Prime rates minus 3%