ONLINE BANKING

Deposit Account Interest Rates

Rates listed below are current as of June 29, 2019 and may change without notice. For up-to-the-minute rates, please call 918-495-1700.

 

CD SPECIALS - Consumer/Commercial Certificates of Deposit 3 4 A

Product Minimum to Open/Maintain Rate APY 1
12 Month Special $2,500 1.50% 1.51%
15 Month Special 2.00% 2.02%
24 Month Special 2.25% 2.27%

Consumer/Commercial Certificates of Deposit 3 4 A

Product Minimum to Open/Maintain Rate APY 1
3 Month CD $1,000 0.50% 0.50%
3 Month Jumbo CD $100,000
6 Month CD $1,000 0.75% 0.75%
6 Month Jumbo CD $100,000
6 Month Variable CD 5 D $2,500 2.50% 2.53%
12 Month CD $1,000 0.90% 0.90%
12 Month Jumbo CD $100,000
18 Month CD $1,000 1.00% 1.00%
18 Month Jumbo CD $100,000
2 Year CD $1,000 1.25% 1.26%
2 Year Jumbo CD $100,000
3 Year CD $1,000 1.40% 1.41%
3 Year Jumbo CD $100,000
4 Year CD $1,000 1.60% 1.61%
4 Year Jumbo CD $100,000
5 Year CD $5,000 1.65% 1.66%
5 Year Jumbo CD $100,000

CD IRA ONLY 3 4 A

Product Minimum to Open/Maintain Rate APY 1
30 Month Fixed IRA $1,000 1.30% 1.31%

Consumer Interest-Bearing Checking Accounts 5 B

Product Minimum to Open Interest Tiers Rate APY 1
Rewards Checking $100 Up to $25,000 2 2.03% 2.05%
Above $25,000 0.12% 0.12%
Non-qualifying balances 0.05% 0.05%
Interest Plus Checking 4 $100 All balances 0.05% 0.05%

Commercial Interest-Bearing Checking Accounts 5 B

Product Minimum to Open Interest Tiers Rate APY 1
Not-for-Profit 4 $100 $1,500 or greater 0.05% 0.05%

Consumer/Commercial Savings Accounts 5

Product Minimum to Open Interest Tiers Rate APY 1
Personal/Commercial Savings 4 A $100 All balances 0.25% 0.25%
Money Market 4 B C $1,000 $1,000 to $9,999 0.15% 0.15%
$10,000 to $49,999 0.25% 0.25%
$50,000 to $99,999 0.25% 0.25%
$100,000 or greater 0.25% 0.25%
Premium Money Market 4 B $25,000 Up to $24,999 0.15% 0.15%
$25,000 to $99,999 0.63% 0.63%
$100,000 to $499,999 0.88% 0.88%
$500,000 to $999,999 1.00% 1.00%
$1,000,000 to $2,499,999 1.00% 1.00%
$2,500,000 to $7,499,999 1.75% 1.76%
$7,500,000 or greater 2.00% 2.02%

 

Glossary

  • 1 - APY = Annual Percentage Yield
  • 2 - Must meet minimum monthly qualifications to earn premium rate
  • 3 - A penalty may be imposed for early withdrawal
  • 4 - Account fees may reduce earnings
  • 5 - Interest rate and APY may change after account opening
  • A - Daily Balance - interest is paid on the amount of principle in the account each day
  • B - Daily Collected Balance - The amount of the collected balance in the account each day
  • C - APY is paid on balances of $1,000 or greater
  • D - Indexed to Wall Street Journal Prime rates minus 3%