Current Rates | Vast Bank

IMPORTANT: Rates listed below are current as of January 21, 2020 and may change without notice. For up-to-the-minute rates, please call 918-495-1700.

CD SPECIALS - Consumer/Commercial Certificates of Deposit ^{3 4 A}

Product	Minimum to Open/Maintain	Rate	APY ¹
12 Month Special	$2,500	1.35%	1.36%
15 Month Special		1.70%	1.71%
24 Month Special		1.95%	1.97%

Consumer/Commercial Certificates of Deposit ^{3 4 A}

Product	Minimum to Open/Maintain	Rate	APY ¹
3 Month CD	$1,000	0.50%	0.50%
3 Month Jumbo CD	$100,000	0.50%	0.50%
6 Month CD	$1,000	0.75%	0.75%
6 Month Jumbo CD	$100,000	0.75%	0.75%
6 Month Variable CD ^{5 D}	$2,500	1.75%	1.76%
12 Month CD	$1,000	0.90%	0.90%
12 Month Jumbo CD	$100,000	0.90%	0.90%
18 Month CD	$1,000	1.00%	1.00%
18 Month Jumbo CD	$100,000	1.00%	1.00%
2 Year CD	$1,000	1.25%	1.26%
2 Year Jumbo CD	$100,000	1.25%	1.26%
3 Year CD	$1,000	1.40%	1.41%
3 Year Jumbo CD	$100,000	1.40%	1.41%
4 Year CD	$1,000	1.65%	1.66%
4 Year Jumbo CD	$100,000	1.65%	1.66%
5 Year CD	$5,000	1.75%	1.76%
5 Year Jumbo CD	$100,000	1.75%	1.76%

CD IRA ONLY ^{3 4 A}

Product	Minimum to Open/Maintain	Rate	APY ¹
30 Month Fixed IRA	$1,000	1.30%	1.31%

Consumer Interest-Bearing Checking Accounts ^{5 B}

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Rewards Checking	$100	Up to $25,000 ²	2.03%	2.05%
		Above $25,000	0.12%	0.12%
		Non-qualifying balances	0.05%	0.05%
Interest Plus Checking ⁴	$100	All balances	0.05%	0.05%

Commercial Interest-Bearing Checking Accounts ^{5 B}

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Not-for-Profit ⁴	$100	$1,500 or greater	0.05%	0.05%

Consumer/Commercial Savings Accounts ⁵

Product	Minimum to Open	Interest Tiers	Rate	APY ¹
Personal/Commercial Savings ^{4 A}	$100	All balances	0.25%	0.25%
Money Market ^{4 B C}	$1,000	$1,000 to $9,999	0.15%	0.15%
		$10,000 to $49,999	0.25%	0.25%
		$50,000 to $99,999	0.25%	0.25%
		$100,000 or greater	0.25%	0.25%
Premium Money Market ^{4 B}	$25,000	Up to $24,999	0.15%	0.15%
		$25,000 to $99,999	0.63%	0.63%
		$100,000 to $499,999	0.88%	0.88%
		$500,000 to $999,999	1.00%	1.00%
		$1,000,000 to $2,499,999	1.00%	1.00%
		$2,500,000 to $7,499,999	1.75%	1.76%
		$7,500,000 or greater	2.00%	2.02%

Glossary

1 - APY = Annual Percentage Yield
2 - Must meet minimum monthly qualifications to earn premium rate
3 - A penalty may be imposed for early withdrawal
4 - Account fees may reduce earnings
5 - Interest rate and APY may change after account opening

A - Daily Balance - interest is paid on the amount of principle in the account each day
B - Daily Collected Balance - The amount of the collected balance in the account each day
C - APY is paid on balances of $1,000 or greater
D - Indexed to Wall Street Journal Prime rates minus 3%